
Senior Life Insurance & Wealth Strategist
Canada's premier independent brokerage model. We compare policies across every top financial institution to structure tailor-made life insurance, tax-sheltered investment vehicles, and corporate wealth strategies for high-earning families and entrepreneurs.
100%
Independent Fiduciary
Top-Tier
Canadian Insurers
BC • AB • ON
Coast-to-Coast Reach
Personalized advice from a trusted Life Insurance & Wealth Strategist
Personalized wealth planning without company bias. We don't push one insurer's product; we engineer the highest value contract for your family's unique roadmap.
As an independent brokerage, we compare life insurance rates and cash value growth curves from all major Canadian carriers to give you the highest payout at minimum cost.
We calculate your family's exact capital replacement requirements, estate tax liabilities, and debt commitments—ensuring no coverage gaps or bloated premiums.
Expertise in corporate-owned policies, CDA account creation for tax-free extraction, buy-sell agreement funding, and key-person business continuity.
Annual policy health checks, beneficiary adjustments, and tax-law updates ensure your wealth shield evolves alongside your growing assets.
Comprehensive Wealth Solutions
Independent, data-backed strategies comparing every major Canadian financial institution to maximize wealth, protect loved ones, and eliminate unnecessary tax leakage.
Build lasting generational wealth with participating whole life insurance. Enjoy steady, tax-advantaged cash value growth through annual dividend distributions while creating a guaranteed permanent legacy.
Cost-effective, high-coverage protection designed for growing families, mortgages, and key debts. Flexible 10, 20, 25, or 30-year terms with guaranteed conversion to permanent policies without medical re-exam.
Financial resilience if life takes an unexpected turn. Receive a tax-free lump-sum payout upon diagnosis of covered major conditions (cancer, heart attack, stroke), safeguarding your income and savings.
Combines lifelong insurance protection with an investment account where premiums can be deposited above the insurance cost for tax-sheltered investment growth in diversified global indices.
Comparing Canada's Premier Institutional Underwriters
We believe financial freedom is engineered through rigorous financial analytics and absolute transparency. Here is how we build your custom solution:
"Every dollar you put into life insurance and investments should serve a specific strategic purpose: tax mitigation, downside protection, or intergenerational transfer."
— Dayun Asset Group
Deep-dive into your financial goals, family obligations, current debt obligations, tax bracket, and corporate holding structures.
We analyze illustration figures across all top Canadian carriers, comparing dividend scales, cash values, and premium costs side-by-side.
We advocate on your behalf with medical underwriters to secure standard or preferred rating classifications and ensure smooth contract issuance.
Regular check-ins to update beneficiaries, review corporate tax changes, rebalance investments, and adjust coverage as wealth multiplies.
Use this quick calculator to see approximately how much coverage you require to replace income, pay off debts, and safeguard your children's future.
Estimated Recommended Coverage
$2,850,000
Calculated using 10x income replacement + full debt liquidation + $150k educational endowment per child.
Direct inquiry line: 236-888-2222

Dayun
Senior Life Insurance & Wealth Strategist
Licensed & Serving clients across British Columbia, Alberta, and Ontario.
Life insurance is far more than a contingency plan—it is the bedrock of tax-advantaged wealth preservation and succession. At Dayun Asset Group, our commitment is simple: eliminate financial vulnerability for families and optimize capital efficiency for business owners.
By operating under a fully independent brokerage framework, we are not beholden to any single insurance company or quota. Whether you are seeking a foundational $500,000 term policy or structuring a $10,000,000 corporate-owned whole life arrangement with Immediate Financing Arrangements (IFA), our team provides institutional-level diligence and confidential execution.
Whether you are a licensed life insurance agent, wealth manager, accountant, corporate lawyer, or real estate strategist—let's unlock institutional-grade insurance architecture and lucrative collaborative co-advisory models.
Direct access to Canada's tier-1 insurance conglomerates including Canada Life, Sun Life, Manulife, Desjardins, Equitable Life, and Industrial Alliance.
Specialized structure for corporate-owned life insurance (CDA accounts, estate freezes, Immediate Financing Arrangements - IFA, and key-person policies).
Transparent co-advisory splits, elite back-office proposal generation, underwriting advocacy, and fast client processing.
Serving diverse high-income families and business owners across British Columbia, Alberta, and Ontario with localized cultural insights.
"Our mission is to create lifelong multi-generational wealth. When we join forces with dedicated professionals, our clients receive unparalleled protection and clarity."
— Dayun, Founder & Principal Wealth Strategist
Tell us about your background and let's arrange a confidential coffee or video discussion.

Life Insurance & Wealth Advisory
As an independent life insurance consultant and investment strategist in Canada, Dayun provides bespoke financial planning, corporate wealth architecture, and intergenerational wealth transfer solutions across British Columbia, Alberta, and Ontario.
Direct Advisor Line
236-888-2222
Confidential Email
dayun@dayunassetgroup.com
Jurisdictions Served
British Columbia, Alberta & Ontario (Canada)
Schedule a 30-minute private consultation with Dayun. Whether you need a competitive life insurance audit, PAR whole life projection, or corporate tax strategy review, we provide clear numbers and honest fiduciary guidance.
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© 2026 Dayun Asset Group. All rights reserved. Life Insurance & Investment Advisory.
Disclaimer: Insurance and investment products are subject to provincial regulatory guidelines and underwriting approvals. Information on this website is for educational and advisory purposes and does not replace individualized tax, legal, or estate advisory. Dayun Asset Group is an independent financial advisory practice.